{"id":242,"date":"2026-09-29T04:38:03","date_gmt":"2026-09-29T04:38:03","guid":{"rendered":"https:\/\/www.milnerowyounginsurance.com\/?page_id=242"},"modified":"2026-09-29T04:38:03","modified_gmt":"2026-09-29T04:38:03","slug":"sms-mms-terms-conditions","status":"publish","type":"page","link":"https:\/\/www.milnerowyounginsurance.com\/?page_id=242","title":{"rendered":"SMS\/MMS Terms &#038; Conditions"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-1\"><p><strong>SMS\/MMS Terms &amp; Conditions\u00a0<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">Effective Date: September 29, 2026<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Milner Owyoung Insurance Group, LLC offers text messaging services for customers and prospective customers who choose to opt in to receive SMS\/MMS messages.\u00a0<\/span><\/p>\n<p><strong>Program Description<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">By opting in, you agree to receive recurring SMS\/MMS messages from Milner Owyoung Insurance Group, LLC regarding insurance quote follow-up, appointment reminders, policy servicing, requested information, document reminders, account-related updates, and responses to customer inquiries.\u00a0<\/span><\/p>\n<p><strong>Message Frequency\u00a0<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">Message frequency varies based on your relationship with us, your requests, and your insurance service needs.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Message and Data Rates\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Message and data rates may apply. Check with your mobile carrier for details about your messaging plan.\u00a0<\/span><\/p>\n<p><strong>Opting In\u00a0<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">You may opt in by checking the SMS\/MMS consent box on a website form, by providing consent through another approved method, or by otherwise clearly agreeing to receive text messages from Milner Owyoung Insurance Group, LLC.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><strong>Opting Out<\/strong>\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You may opt out of text messages at any time by replying STOP to any message. After you reply STOP, you will receive a confirmation message and will no longer receive SMS\/MMS messages from that messaging program unless you opt in again.\u00a0<\/span><\/p>\n<p><strong>Help\u00a0<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">For help, reply HELP to any message or contact Milner Owyoung Insurance Group, LLC at (870) 222-2886.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Consent Is Not Required for Purchase\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Your consent to receive SMS\/MMS messages is not a condition of purchasing insurance, obtaining a quote, receiving customer service, or using our website.\u00a0<\/span><\/p>\n<p><strong>Carrier Disclaimer\u00a0<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">Carriers are not liable for delayed or undelivered messages.\u00a0<\/span><\/p>\n<p><strong>Privacy\u00a0<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">Your use of the SMS\/MMS messaging program is subject to our Privacy Policy. Mobile information, text-message originator opt-in data, and consent will not be shared with third parties or affiliates for marketing or promotional purposes.\u00a0<\/span><\/p>\n<p><strong>Changes to These Terms<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">We may revise these SMS\/MMS Terms &amp; Conditions from time to time. Updates will be posted on this page with a revised Effective Date. <\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-242","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.milnerowyounginsurance.com\/index.php?rest_route=\/wp\/v2\/pages\/242","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.milnerowyounginsurance.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.milnerowyounginsurance.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.milnerowyounginsurance.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.milnerowyounginsurance.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=242"}],"version-history":[{"count":2,"href":"https:\/\/www.milnerowyounginsurance.com\/index.php?rest_route=\/wp\/v2\/pages\/242\/revisions"}],"predecessor-version":[{"id":247,"href":"https:\/\/www.milnerowyounginsurance.com\/index.php?rest_route=\/wp\/v2\/pages\/242\/revisions\/247"}],"wp:attachment":[{"href":"https:\/\/www.milnerowyounginsurance.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=242"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}