SMS/MMS Terms & Conditions
Effective Date: September 29, 2026
Milner Owyoung Insurance Group, LLC offers text messaging services for customers and prospective customers who choose to opt in to receive SMS/MMS messages.
Program Description
By opting in, you agree to receive recurring SMS/MMS messages from Milner Owyoung Insurance Group, LLC regarding insurance quote follow-up, appointment reminders, policy servicing, requested information, document reminders, account-related updates, and responses to customer inquiries.
Message Frequency
Message frequency varies based on your relationship with us, your requests, and your insurance service needs.
Message and Data Rates
Message and data rates may apply. Check with your mobile carrier for details about your messaging plan.
Opting In
You may opt in by checking the SMS/MMS consent box on a website form, by providing consent through another approved method, or by otherwise clearly agreeing to receive text messages from Milner Owyoung Insurance Group, LLC.
Opting Out
You may opt out of text messages at any time by replying STOP to any message. After you reply STOP, you will receive a confirmation message and will no longer receive SMS/MMS messages from that messaging program unless you opt in again.
Help
For help, reply HELP to any message or contact Milner Owyoung Insurance Group, LLC at (870) 222-2886.
Consent Is Not Required for Purchase
Your consent to receive SMS/MMS messages is not a condition of purchasing insurance, obtaining a quote, receiving customer service, or using our website.
Carrier Disclaimer
Carriers are not liable for delayed or undelivered messages.
Privacy
Your use of the SMS/MMS messaging program is subject to our Privacy Policy. Mobile information, text-message originator opt-in data, and consent will not be shared with third parties or affiliates for marketing or promotional purposes.
Changes to These Terms
We may revise these SMS/MMS Terms & Conditions from time to time. Updates will be posted on this page with a revised Effective Date.